Send money {receiveCountry.name.to} {sendCountry.name.from}

Sendwave lets you make rapid and affordable money transfers from select countries in North America and Europe to a selection of countries in Africa, Asia, Latin America, and the Caribbean. With the Sendwave app, you can quickly send funds from debit cards and prepaid cards to mobile wallets, bank accounts, and cash pick-up locations.

Sendwave charges less fees, saving you tons of money each time you send! For transfers to Bangladesh, bKash will increase the payment to your recipient by an additional 2% under a program sponsored by the Bangladesh Bank. The recipient will be notified of this.

Sendwave takes the security of your personal data extremely seriously. We encode all data as soon as it is entered in the app and send it over an encrypted 256-bit connection.

We are licensed in every country we operate in as a money transmitter business. Plus, because we send the money and deliver within minutes, your funds aren't stored in our bank accounts, but moved quickly to your recipient.

Click in the 'To' field, begin typing and scroll down to 'New Recipient.' Then enter your recipient's full legal name and their phone number and click 'Save.'

You should get an email from us with a link to click to be sure we have the right contact info. If not, please check in the 'Personal Info' section of the app to make sure your email address is correct and update it if not to get our email. If you still don't see it, please check in Spam or search for 'Sendwave' in your email.

When prompted for your password, just take a guess, and if it's incorrect you'll see a button to reset your password via mobile or email.

We will send you an email and update the transaction state to 'Funds Delivered' on the Transactions screen as soon as the funds arrive to your recipient's mobile. If a transaction requires review for regulatory reasons, we will contact you immediately.

Every sender has maximum limits on how much they can send per day and per month. These are called sending limits. You can view your daily and monthly sending limits, as well as your usage, by going to the Menu and tapping on My Limits.

If you are a sender in the US, UK or EU, you do not need to take any action to raise your sending limits. Your sending limits will be automatically raised as soon as you are eligible. If you are a sender in Canada, once you are eligible to request higher sending limits, you can make a request through your My Limits page. Our team will review your request and get back to you as soon as possible.

Go to ‘Payment info' and tap '+’ in the top right corner to add a new card. Tap the three-dot menu and 'set as default payment method' - now you're set!

No. We only accept debit cards because they charge us lower fees, which allows us to pass those savings onto you! (We do accept Italian Postepay and Spanish Correos prepaid debit cards)

This often just means you don't have good enough internet service to save your card, or the app needs to be upgraded to the latest version from the App Store/Play Store.

This depends on your bank's relationship with our debit card processor - some refunds can be processed immediately but others can take up to 10 business days.

If you turn on SMS login from the Settings/Me page, you will be texted an SMS verification code to your mobile anytime you log into Sendwave. This two-factor authentication provides an extra layer of security for your Sendwave account.

Within 2 hours.

Customers can initially send a maximum of $999/£999/€999 per day or $2,999/£2,500/€2,500 per month. Customers can request to raise limits to $2,999/£2,500/€2,500 per day and $12,000/£10,000/€10,000 per month by sending us a government ID photo. You can do this through the app by pressing 'Raise Limits' on the settings page.

Sendwave does not send SMS notifications for bank transfers.

If the funds have not yet been delivered to your recipient's mobile wallet, you can call us to get a refund for the transfer. Once the status of the transaction changes to 'Funds Delivered,' the funds have been delivered and no refund is possible.

The minimum is $1/ CAD 1 /1 Euro /1 GBP.

Central Bank of Colombia may apply and deduct a local tax of 4 pesos on every 1000 pesos. This tax is true for all money transfer services.

You can send to The Gambia from the US, UK, France, Spain, Italy, Belgium, Canada and Ireland using the Sendwave App.

Wave Mobile Money has its own limits we have to follow. The wallet limit is 2M CFA and there is no transaction limit (the wallet just can't exceed 2M CFA). There is no daily limit, but the total amount a recipient can receive in a month is 10M CFA.

You send in your local currency - USD from the US, CAD from Canada, Euros from the EU - but all funds are delivered in Gambian Dalasi (GMD)

Using Sendwave, you can send money directly to Wave mobile money wallets in The Gambia.

You’ll need to enter your recipient’s full legal name and phone number. Please confirm your recipient information to ensure you are sending to the correct recipient.

Please check your recipient details before sending. There is no guarantee of refunds for transactions sent to the wrong account. Please contact our support team if you have sent to the wrong account as soon as you realize it.

No, we only facilitate mobile money transfers to Wave mobile wallets.

No, funds are delivered straight into your recipient’s Wave mobile wallet. They can withdraw the money from any official Wave agent. They will need to bring their smartphone with the Wave app, or their Wave card to the agent location. If your recipient does not have a Wave account, they will receive an SMS with a code which they can present to any official Wave agent to receive the funds. Make sure you save your recipient on your Sendwave account under their real name, that matches their ID if they do not have a Wave account.

They can visit any official Wave agent. They can call 1222 to speak to a Wave representative who will direct them to the nearest location.

Withdrawals will be enacted for free.

To open a Wave account, they just need a Gambian phone number and can download the app if they have a smartphone. They can also visit an official Wave agent.