Send money {receiveCountry.name.to} {sendCountry.name.from}


Fast, low-cost and secure online money transfers {receiveCountry.name.to} {sendCountry.name.from}. Choose a receive method, pay for your transfer and keep track of your money.


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Send money to your loved ones

We make sure more of your money goes to those you love, not to high service fees

You send

They get

Easy to sign up

Link your debit card, verify your identity and be sending in minutes.

24/7 support

We are available to chat 24/7 if you need any help.

Fast & convenient money transfers

Skip the line and send money from your phone to your loved ones in seconds.

Trusted and legitimate

Trusted by over 1 million users, Sendwave is operated by Zepz. and is authorized to transmit money in the US, Canada, the UK and the EU.

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Our Story

At Sendwave, we're on a mission: to make sure your money gets to your friends and family, as safely and effortlessly as possible.

Our Story

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Get started sending money to your loved ones

Simply download the app, link your debit card, verify your identity and quickly transfer money to your friends and loved ones. Seriously, it’s that simple.

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Where you can send money

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Frequently Asked Questions - Indonesia

We are licensed in every country we operate in as a money transmitter business. Plus, because we send the money and deliver within minutes, your funds aren't stored in our bank accounts, but moved quickly to your recipient.
Click in the 'To' field, begin typing and scroll down to 'New Recipient.' Then enter your recipient's full legal name and their phone number and click 'Save.'
When prompted for your password, just take a guess, and if it's incorrect you'll see a button to reset your password via mobile or email.
Every sender has maximum limits on how much they can send per day and per month. These are called sending limits. You can view your daily and monthly sending limits, as well as your usage, by going to the Menu and tapping on My Limits.
This often just means you don't have good enough internet service to save your card, or the app needs to be upgraded to the latest version from the App Store/Play Store.
This depends on your bank's relationship with our debit card processor - some refunds can be processed immediately but others can take up to 10 business days.
If you turn on SMS login from the Settings/Me page, you will be texted an SMS verification code to your mobile anytime you log into Sendwave. This two-factor authentication provides an extra layer of security for your Sendwave account.
Please check your recipient details before sending. There is no guarantee of refunds for transactions sent to the wrong account. Please contact our support team if you have sent to the wrong account.
You can send money to bank accounts at Bancolombia and Banco Davivienda in Colombia.
The minimum is $1/ CAD 1 /1 Euro /1 GBP.
You can send to Indonesia from the US, Canada, France and the UK using the Sendwave App.
You send in your local currency - USD from the US, CAD from Canada, Euros from France, and GBP from the UK - but all funds are delivered in Indonesian Rupiah (IDR).
Using Sendwave, you can send money directly to bank accounts and mobile wallets in Indonesia. Please see the Sendwave App for a complete list of banks and mobile wallets.
Sendwave takes a small percentage of the exchange rate, while remaining competitive on price, on money transfers to Indonesia. You will be able to see all charges listed in full before you checkout on the app homepage.
No, we can only send to individual IDR bank accounts. If you enter a business account or USD account, the transaction will be rejected.
You can send money to OVO mobile wallets
Go to ‘Payment info' and tap '+’ in the top right corner to add a new card. Tap the three-dot menu and 'set as default payment method' - now you're set!
We will send you an email and update the transaction state to 'Funds Delivered' on the Transactions screen as soon as the funds arrive to your recipient's mobile. If a transaction requires review for regulatory reasons, we will contact you immediately.
Customers can initially send a maximum of $999/£999/€999 per day or $2,999/£2,500/€2,500 per month. Customers can request to raise limits to $2,999/£2,500/€2,500 per day and $12,000/£10,000/€10,000 per month by sending us a government ID photo. You can do this by contacting us through the in-app chat.
Sendwave lets you make rapid and affordable money transfers from select countries in North America and Europe to a selection of countries in Africa, Asia, Latin America, and the Caribbean. With the Sendwave app, you can quickly send funds from debit cards, and prepaid cards to mobile wallets, bank accounts, and cash pick-up locations.
Sendwave does not send SMS notifications for bank transfers. Recipients typically receive a message from their bank’s app once the funds are added to their bank account.
If you are a sender in the US, UK or EU, you do not need to take any action to raise your sending limits. Your sending limits will be automatically raised as soon as you are eligible. If you need to raise your limits you can also contact us via in-app chat.
Sendwave allows you to make quick, affordable money transfers from countries in North America and Europe (USA, UK, Canada, France, Italy, Spain, Germany, Portugal, Belgium, and Ireland) to countries in: Africa: Ghana, Kenya, Liberia, Nigeria, Senegal, Tanzania, Cameroon, Congo-Brazzaville, Morocco, Democratic Republic of the Congo, Ivory Coast, Gambia, and Uganda. Asia: Bangladesh, Thailand, Vietnam, Pakistan, and Sri Lanka) and America: Brazil, El Salvador, Guatemala, Haiti, Nicaragua, and Peru. Using the Sendwave app, you can quickly send funds from Visa or MasterCard debit cards, as well as PostePay cards in Italy and Correos cards in Spain.
No. We only accept debit cards because they charge us lower fees, which allows us to pass those savings onto you! (We do accept Italian Postepay and Spanish Correos prepaid debit cards).
You should get an email from us with a link to click to be sure we have the right contact info. If not, please check in the 'Personal Info' section of the app to make sure your email address is correct and update it if not to get our email. If you still don't see it, please check in Spam or search for 'Sendwave' in your email.
Sendwave charges low fees, which can save people considerable money when sending to family and friends abroad. We only make a small percentage on the exchange rate that you see on the main page of the app.
Sendwave takes the security of your personal data extremely seriously. We encode all data as soon as it is entered in the app by using an encrypted 256-bit connection.
To complete the PIX transfer, you just enter the recipient’s full name, CPF, and PIX key.
Sendwave transfers to Brazil typically take approximately 20 minutes.