Send money {receiveCountry.name.to} {sendCountry.name.from}


Fast, low-cost and secure online money transfers {receiveCountry.name.to} {sendCountry.name.from}. Choose a receive method, pay for your transfer and keep track of your money.


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Send money to your loved ones

We make sure more of your money goes to those you love, not to high service fees

You send

They get

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Link your debit card, verify your identity and be sending in minutes.

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We are available to chat 24/7 if you need any help.

Fast & convenient money transfers

Skip the line and send money from your phone to your loved ones in seconds.

Trusted and legitimate

Trusted by over 1 million users, Sendwave is operated by Zepz. and is authorized to transmit money in the US, Canada, the UK and the EU.

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At Sendwave, we're on a mission: to make sure your money gets to your friends and family, as safely and effortlessly as possible.

Our Story

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Simply download the app, link your debit card, verify your identity and quickly transfer money to your friends and loved ones. Seriously, it’s that simple.

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Frequently Asked Questions - Madagascar

Sendwave lets you make rapid and affordable money transfers from select countries in North America and Europe to a selection of countries in Africa, Asia, Latin America, and the Caribbean. With the Sendwave app, you can quickly send funds from debit cards and prepaid cards to mobile wallets, bank accounts, and cash pick-up locations.
Sendwave takes the security of your personal data extremely seriously. We encode all data as soon as it is entered in the app and send it over an encrypted 256-bit connection.
We are licensed in every country we operate in as a money transmitter business. Plus, because we send the money and deliver within minutes, your funds aren't stored in our bank accounts, but moved quickly to your recipient.
Click in the 'To' field, begin typing and scroll down to 'New Recipient.' Then enter your recipient's full legal name and their phone number and click 'Save.'
You should get an email from us with a link to click to be sure we have the right contact info. If not, please check in the 'Personal Info' section of the app to make sure your email address is correct and update it if not to get our email. If you still don't see it, please check in Spam or search for 'Sendwave' in your email.
When prompted for your password, just take a guess, and if it's incorrect you'll see a button to reset your password via mobile or email.
We will send you an email and update the transaction state to 'Funds Delivered' on the Transactions screen as soon as the funds arrive to your recipient's mobile. If a transaction requires review for regulatory reasons, we will contact you immediately.
Sendwave allows you to make quick, affordable money transfers from countries in North America and Europe (USA, UK, Canada, France, Italy, Spain, and Ireland) to countries in Africa (Kenya, Uganda, Tanzania, Ghana, Nigeria, Senegal, and Liberia) and Asia (Bangladesh and Sri Lanka). Using the Sendwave app, you can quickly send funds from Visa or MasterCard debit cards, as well as PostePay cards in Italy and Correos cards in Spain. We send to mobile wallets in Kenya, Uganda, Tanzania, Ghana, Senegal, Bangladesh, and Liberia. We send to bank accounts in Kenya, Uganda, Bangladesh, and Sri Lanka. We send to Wave cash pick-up locations in Senegal. Recipients will receive a SMS with a code that they can give to Wave agents with an ID. We send to Access, Zenith, and Fidelity Bank in Nigeria for cash pickup. Recipients will receive a SMS with a voucher code as well as a password to collect funds.
Go to ‘Payment info' and tap '+’ in the top right corner to add a new card. Tap the three-dot menu and 'set as default payment method' - now you're set!
No. We only accept debit cards because they charge us lower fees, which allows us to pass those savings onto you! (We do accept Italian Postepay and Spanish Correos prepaid debit cards)
This often just means you don't have good enough internet service to save your card, or the app needs to be upgraded to the latest version from the App Store/Play Store.
This depends on your bank's relationship with our debit card processor - some refunds can be processed immediately but others can take up to 10 business days.
If you turn on SMS login from the Settings/Me page, you will be texted an SMS verification code to your mobile anytime you log into Sendwave. This two-factor authentication provides an extra layer of security for your Sendwave account.
Within 2 hours.
Customers can initially send a maximum of $999/£999/€999 per day or $2,999/£2,500/€2,500 per month. Customers can request to raise limits to $2,999/£2,500/€2,500 per day and $12,000/£10,000/€10,000 per month by sending us a government ID photo. You can do this through the app by pressing 'Raise Limits' on the settings page.
Sendwave does not send SMS notifications for bank transfers.
To complete the PIX transfer, you just enter the recipient’s full name, CPF, and PIX key
Please check your recipient details before sending. There is no guarantee of refunds for transactions sent to the wrong account. Please contact our support team if you have sent to the wrong account.
The minimum is $1/ CAD 1 /1 Euro /1 GBP.
Sendwave offers transfers for less fees to MonCash mobile wallets and Unitransfer. For MonCash, if your recipient wants to withdraw cash, MonCash may apply their own fees for withdrawing funds. For Unitransfer, recipients are charged a small fee, besides the $1.5 tax BRH imposes on all international money transfers to Haiti.
You can send money to OVO mobile wallets
You can send to Madagascar from the US, Canada, France, Belgium, the UK, Spain and Italy using the Sendwave App.
You send in your local currency - USD from the US, CAD from Canada, Euros from France, and GBP from the UK - but all funds are delivered in MGA (Malagasy Ariary).
Using Sendwave, you can send money directly to Airtel, MVola and Orange mobile wallets in Madagascar.
Sendwave takes a small percentage of the exchange rate, while remaining competitive on price, on money transfers to Madagascar. You will be able to see all charges listed in full before you checkout on the app homepage.
If you're having a problem with 3DS please make sure that you've updated to the latest version of your bank's app. If you are on the latest version and it still isn't working, you might need to contact you bank to find out what is wrong. We know 3DS can be a pain and we're working hard to make it better!
Yes as long as you use a debit card with a security code